If you are having trouble obtaining car insurance in the State of New Jersey use the NJ PAIP quote form below for help.
Use our quick quote request form below and get help with NJ PAIP personal car insurance from PAIP Certified Producers in NJ.
It can really be an expensive experience in NJ when you have a DUI, a driving suspended, several moving violations or accidents that were your fault. Auto insurers doing business in the state may raise your rate so high that it is just plain unaffordable. They may also decide to cancel or non-renew your policy because you pose a greater risk to them than they like to take on.
High risk car insurance – the term itself may not truly reflect who you are as a person, however in the insurance world companies will cancel or non renew except NJ-PAIP Insurance. When the term is used to identify you, you should act quickly and find out all available options for you and lock in best rate now.
If this is your current situation, you may be better off seeking coverage from the NJ Personal Auto Insurance Plan (NJ PAIP) which is made available by NJ law for people in your same situation. The plan is only available from certain licensed NJ PAIP Certified Producers that are authorized to bind the state plan coverage for you.
The NJ PAIP policy types available are:
NJ PAIP Standard Policy — The Standard Policy provides a number of different coverage options and the opportunity to buy additional protection. Most New Jersey drivers choose this policy.
NJ PAIP Basic Policy — The Basic Policy usually costs less than a Standard Policy,
but provides limited benefits. It is not for everyone, but it does provide enough coverage to meet the minimum insurance requirements of New Jersey law. The Basic Policy could be an option for those with few family responsibilities and few assets to protect (including income from a job).
NJ PAIP was established pursuant to N.J.S.A. 17:29D-1 and implemented by N.J.A.C. 11:3-2.1, NJPAIP aka NJ Personal Automobile Insurance Plan is the residual marketplace mechanism for high risk auto insurance in NJ.
NJ PAIP & NJ CAIP Certified Producers Statewide offering consumer assistance with state of NJ insurance plans. Our producers have helped more than 11,114 NJ residents obtain rate quotes and find coverage alternatives.
If you are pending cancellation or non renewal form your current company we can help you explore the best option for you to maintain insurance and enjoy the benefits of being able to drive insured in the Garden State.
NJ Plans are NJ PAIP, NJSAIP & NJCAIP
OUR NJ PAIP AND NJ CAIP CERTIFIED PRODUCERS OFFER FREE CONSULTATION AND HELP FINDING COVERAGE FOR NJ RESIDENTS THAT ARE DECLINED OR CANCELED IN THE REGULAR MARKETPLACE.THIS SITE IS NOT AUTH0RIZED BY, AFFILIATED WITH, NOR IN ANY WAY RELATED TO AIPSO, ANY STATE INSURANCE AUTHORITY,NOR ANY STATE APPR0VED ASSIGNED RISK AUT0MOBILE INSURANCE PLAN. WE ARE NOT ACTING AS AN INSURANCE CARRIER, BUT AS STATE CERTIFIED PRODUCERS WITH AUTHORITY TO BIND COVERAGE.